Investment Basics

In the Investment Basics section, beginners can learn the essential knowledge needed to start investing with confidence. We provide clear, simple, and easy-to-understand explanations.
Here, you’ll learn what investing is, the benefits of investing, beginner-friendly investment methods, and the relationship between risk and return.　We also explain the steps you need to take to begin investing and practical tips for avoiding mistakes. This section is an ideal starting point for anyone ready to take on the challenge of investing.　By going through this section, you can study the world of investing at your own pace and take the first step toward growing your financial future.

What is investing?

We’ll explain the basic definition and purpose of investing in simple terms.

For example: “Investing means using your money with the expectation of future profits.” - From a long-term perspective, investing is commonly done through financial instruments such as stocks and bonds, with the goal of increasing your assets.

Merit of Low-Risk Investing

Low-risk investing avoids sudden drops in value and aims for stable growth.
It’s suitable for those who want to steadily build their assets while keeping risks low.

Main Types of Investments

An overview of representative investment products for beginners:

Bonds: Relatively safe products that provide regular interest returns.
ETFs (Exchange-Traded Funds): Packaged products of multiple stocks and bonds, ideal for risk diversification.
Index Funds: Investments that track market indexes. Suitable for long-term growth.

Risk and Return

How to Start Investing

The higher the risk, the greater the potential return—but also the higher the chance of loss. Low-risk investments generally offer smaller returns, but they allow you to aim for stable, long-term growth.

A step-by-step guide to beginning your investment journey:

Set your goals: Define the purpose and timeline of your investment.
Decide your budget: Determine how much money you can invest.
Gather information: Research markets and investment options.
Open an account: Create an account with a trusted brokerage.

Precautions & Risk Management

We’ll explain basic methods for managing investment risks:

Diversification: Spread your money across different products to reduce risk.
Long-term investing: Aim for growth over time to minimize risk.
Goal-based strategies: Create a plan that matches your risk tolerance and investment goals.